A home warranty protects your major home systems and appliances when they fail due to normal wear and tear and prevents you from paying for expensive repairs or replacements. Liberty Home Guard (LHG) is a new provider in the home warranty business and offers comprehensive home warranty coverage at a competitive price.
In this Liberty Home Guard review, you’ll find information on the benefits and drawbacks of the company’s warranty coverage, pricing, customer reviews, and competitors. Keep reading to determine if Liberty Home Guard is the best home warranty for you.
Liberty Home Guard offers $200 off, one month free, and free roof coverage to This Old House readers. Get a free quote from the company:
Our Take on Liberty Home Guard
We rated Liberty Home Guard 4.6 out of 5 stars and determined it holds the ‘Best Customer Ratings.’ LHG’s 4+ star rating out of five from the Better Business Bureau, Trustpilot, and Google Reviews, low service fees, and affordable protection plans make it a worthy investment for homeowners.
Best Home Warranty Companies of 2023
The home warranty companies with the best ratings include the following:
- Liberty Home Guard: Best Customer Ratings
- American Home Shield: Best Coverage Caps
- Select Home Warranty: Best Value
- First American Home Warranty: Best Appliance Coverage
- Cinch Home Services: Best Additional Perks
- 2-10 Home Buyers Warranty: Cheapest Appliance Plan
- ARW Home: Affordable Service Call Fees
- America’s First Choice Home Club: Best for Customization
Summary of the Best Home Warranty Companies
| Best For | Monthly Cost | Service Fee | Response Time | BBB Rating | Link | ||
|---|---|---|---|---|---|---|---|
| American Home Shield |
 |
Best for Comprehensive Coverage | $64–$74 | $100–$125 | Up to 48 hours | B | VISIT SITE |
| Liberty Home Guard |
 |
Best Customer Ratings | $49–$60 | $65–$125 | Up to 48 hours | A+ | VISIT SITE |
| Select Home Warranty |
 |
Best Value | $44–$48 | $60–$75 | 48-84 hours | B- | VISIT SITE |
| AFC Home Club |
 |
Best for Customization | $48–$55 | $75–$125 | 24-48 hours | B | VISIT SITE |
| First American Home Warranty |
 |
Best Appliance Coverage | $60–$76 | $75–$125 | 4-48 hours | B | VISIT SITE |
| Elite Home Warranty |
 |
Flexible Coverage | $55–$75 | $70 | Up to 48 hours | A+ | VISIT SITE |
| Cinch Home Services |
 |
Best Additional Perks | $47–$64 | $100–$150 | 2-24 hours | B | VISIT SITE |
| 2-10 Home Buyers Warranty |
 |
Cheapest Appliances Plan | $22–$74 | $65–$100 | Up to 48 hours | B+ | VISIT SITE |
| American Home Shield | |
|---|---|
| Logo |
|
| Best For | Best for Comprehensive Coverage |
| Monthly Cost | $64–$74 |
| Service Fee | $100–$125 |
| Response Time | Up to 48 hours |
| BBB Rating | B |
| Liberty Home Guard | |
|---|---|
| Logo |
|
| Best For | Best Customer Ratings |
| Monthly Cost | $49–$60 |
| Service Fee | $65–$125 |
| Response Time | Up to 48 hours |
| BBB Rating | A+ |
| Select Home Warranty | |
|---|---|
| Logo |
|
| Best For | Best Value |
| Monthly Cost | $44–$48 |
| Service Fee | $60–$75 |
| Response Time | 48-84 hours |
| BBB Rating | B- |
| AFC Home Club | |
|---|---|
| Logo |
|
| Best For | Best for Customization |
| Monthly Cost | $48–$55 |
| Service Fee | $75–$125 |
| Response Time | 24-48 hours |
| BBB Rating | B |
| First American Home Warranty | |
|---|---|
| Logo |
|
| Best For | Best Appliance Coverage |
| Monthly Cost | $60–$76 |
| Service Fee | $75–$125 |
| Response Time | 4-48 hours |
| BBB Rating | B |
| Elite Home Warranty | |
|---|---|
| Logo |
|
| Best For | Flexible Coverage |
| Monthly Cost | $55–$75 |
| Service Fee | $70 |
| Response Time | Up to 48 hours |
| BBB Rating | A+ |
| Cinch Home Services | |
|---|---|
| Logo |
|
| Best For | Best Additional Perks |
| Monthly Cost | $47–$64 |
| Service Fee | $100–$150 |
| Response Time | 2-24 hours |
| BBB Rating | B |
| 2-10 Home Buyers Warranty | |
|---|---|
| Logo |
|
| Best For | Cheapest Appliances Plan |
| Monthly Cost | $22–$74 |
| Service Fee | $65–$100 |
| Response Time | Up to 48 hours |
| BBB Rating | B+ |
Annual Home Warranty Cost Calculator
Our team created a calculator to break down the estimated annual cost of owning a home warranty. Enter your monthly premium, service call fee, and estimated number of claims to see your projected annual cost. It’s best to request a quote directly from one of our recommended providers, as annual costs and service fees vary between them.
Lifespan and repair cost data sourced from InterNACHI and Home Depot
Pros and Cons of Liberty Home Guard
Liberty Home Guard Plans and Coverage
In addition to home warranty plans, Liberty Home Guard now offers home insurance plans, which are sponsored by Progressive. LHG is currently the only provider to offer both.
Regarding its home warranty plans, Liberty Home Guard provides coverage for essential appliances and systems in the home, offering three plans to its customers: Appliance Guard, System Guard, and Total Home Guard.
Appliance Guard covers major appliances such as refrigerators and ovens, System Guard protects essential systems such as electrical and heating, and Total Home Guard protects both home appliances and systems.
Compare each Liberty Home Guard plan and the items they cover below:
| Item Covered | Appliance Guard | System Guard | Total Home Guard |
|---|---|---|---|
| Clothes washer | ✔ | – | ✔ |
| Clothes dryer | ✔ | – | ✔ |
| Kitchen refrigerator | ✔ | – | ✔ |
| Built-in microwave oven | ✔ | – | ✔ |
| Dishwasher | ✔ | – | ✔ |
| Garbage disposal | ✔ | – | ✔ |
| Range/oven/cooktop | ✔ | – | ✔ |
| Ceiling and exhaust fans | ✔ | – | ✔ |
| Garage door openers | ✔ | – | ✔ |
| Air conditioning | – | ✔ | ✔ |
| Heating | – | ✔ | ✔ |
| Ductwork | – | ✔ | ✔ |
| Plumbing | – | ✔ | ✔ |
| Electrical | – | ✔ | ✔ |
| Water heater | – | ✔ | ✔ |
Optional Add-Ons
In addition to these home warranty plans, Liberty Home Guard offers optional coverage for 38 items that you can include with any plan:
You can get pricing for these items when you go to its website and request a free Liberty Home Guard quote.
Liberty Home Guard Pricing
Liberty Home Guard pricing will vary depending on where you live, the plan you choose, and the optional coverage you select.
When our team looked at pricing in Raleigh, NC, these were the estimates we received:
- Appliance Guard: $49.99 per month
- System Guard: $54.99 per month
- Total Home Guard: $59.99 per month
In addition to each plan’s monthly premium, Liberty Home Guard customers are required to pay a service fee, a one-time payment given to the contractor when they come to your home to repair or replace your broken system or appliance. Liberty Home Guard doesn’t let customers choose their own service fee, but they do offer a range of service call fees from $65–$125 per claim. Your service call fee will depend on the plan you select and the location of your home.
State Availability
Liberty Home Guard is available in all 50 states.
Liberty Home Guard Reviews
Liberty Home Guard has been in business for four years and is accredited with the Better Business Bureau (BBB). The company has earned an A+ rating* from the site and has garnered 4.5 stars out of five from more than 250 BBB customer reviews.
Here are a few Liberty Home Guard reviews from the BBB:
“This is the second time I’ve needed service from Liberty Home. They replaced my kitchen faucet and are now replacing my washing machine after sears, my former home warranty company fixed it four times, and enough money was sunk into it to replace it twice!!!! Thank you LHG!!!!”
— Monika G., December 16, 2022
“Our microwave went out and LGH was great about getting it replaced. We were with another Home Warranty company, but after reading some bad reviews we cancelled and bought a plan with LHG.”
— Lana C., November 29, 2022
“This is my first request for service from LHG and so far I am impressed and very satisfied. Previous experience with my former home warranty was always negative from the representative to the coordination of the contractor. I look forward to more positive experiences.”
— Joshua T., November 27, 2022
Note: Businesses pay the BBB for accreditation and are not individually evaluated or endorsed by the BBB. A company’s rating is based on BBB customer complaints and other company information—not customer reviews.
*BBB Ratings are accurate as of July 2023
Our Conclusion
The This Old House Reviews Team gives Liberty Home Guard an 8.7 out of 10. Although the company has only been in business for a few years, it has received positive feedback from reviewers on BBB, praising its customer service, and it provides comprehensive coverage at an affordable price. We recommend reviewing the sample contract thoroughly to confirm your understanding of exclusions, coverage caps, and limitations.
LHG also launched a new survey module in August 2020 that allows customers and technicians to send feedback directly to the Liberty Home Guard executive team, with the goal of helping the company fine-tune its operations and address issues efficiently.
Get a free quote from Liberty Home Guard:
If you’re not sure if Liberty Home Guard is right for you, we recommend getting quotes from the providers listed above. This way, you’ll be able to compare coverage specifics and pricing and find a home protection plan that best fits within your budget.
| Best For | Monthly Cost | Service Fee | Response Time | BBB Rating | Link | ||
|---|---|---|---|---|---|---|---|
| American Home Shield |
|
Best for Comprehensive Coverage | $64–$74 | $100–$125 | Up to 48 hours | B | VISIT SITE |
| Liberty Home Guard |
|
Best Customer Ratings | $49–$60 | $65–$125 | Up to 48 hours | A+ | VISIT SITE |
| Select Home Warranty |
|
Best Value | $44–$48 | $60–$75 | 48-84 hours | B- | VISIT SITE |
| AFC Home Club |
|
Best for Customization | $48–$55 | $75–$125 | 24-48 hours | B | VISIT SITE |
| First American Home Warranty |
|
Best Appliance Coverage | $60–$76 | $75–$125 | 4-48 hours | B | VISIT SITE |
| Elite Home Warranty |
|
Flexible Coverage | $55–$75 | $70 | Up to 48 hours | A+ | VISIT SITE |
| Cinch Home Services |
|
Best Additional Perks | $47–$64 | $100–$150 | 2-24 hours | B | VISIT SITE |
| 2-10 Home Buyers Warranty |
|
Cheapest Appliances Plan | $22–$74 | $65–$100 | Up to 48 hours | B+ | VISIT SITE |
| American Home Shield | |
|---|---|
| Logo |
|
| Best For | Best for Comprehensive Coverage |
| Monthly Cost | $64–$74 |
| Service Fee | $100–$125 |
| Response Time | Up to 48 hours |
| BBB Rating | B |
| Liberty Home Guard | |
|---|---|
| Logo |
|
| Best For | Best Customer Ratings |
| Monthly Cost | $49–$60 |
| Service Fee | $65–$125 |
| Response Time | Up to 48 hours |
| BBB Rating | A+ |
| Select Home Warranty | |
|---|---|
| Logo |
|
| Best For | Best Value |
| Monthly Cost | $44–$48 |
| Service Fee | $60–$75 |
| Response Time | 48-84 hours |
| BBB Rating | B- |
| AFC Home Club | |
|---|---|
| Logo |
|
| Best For | Best for Customization |
| Monthly Cost | $48–$55 |
| Service Fee | $75–$125 |
| Response Time | 24-48 hours |
| BBB Rating | B |
| First American Home Warranty | |
|---|---|
| Logo |
|
| Best For | Best Appliance Coverage |
| Monthly Cost | $60–$76 |
| Service Fee | $75–$125 |
| Response Time | 4-48 hours |
| BBB Rating | B |
| Elite Home Warranty | |
|---|---|
| Logo |
|
| Best For | Flexible Coverage |
| Monthly Cost | $55–$75 |
| Service Fee | $70 |
| Response Time | Up to 48 hours |
| BBB Rating | A+ |
| Cinch Home Services | |
|---|---|
| Logo |
|
| Best For | Best Additional Perks |
| Monthly Cost | $47–$64 |
| Service Fee | $100–$150 |
| Response Time | 2-24 hours |
| BBB Rating | B |
| 2-10 Home Buyers Warranty | |
|---|---|
| Logo |
|
| Best For | Cheapest Appliances Plan |
| Monthly Cost | $22–$74 |
| Service Fee | $65–$100 |
| Response Time | Up to 48 hours |
| BBB Rating | B+ |
Frequently Asked Questions
Company Information
- Company name: Liberty Home Guard LLC
- CEO: David Murphy, Vice President of Customer Relations
- Address: 4101 Avenue U
- City/State: Brooklyn, NY
- Zip code: 11234-5119
Our Rating Methodology
The This Old House Reviews Team backs up our home warranty ratings and recommendations with a detailed rating methodology to objectively score each provider. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts from each company, and conducting focus groups and consumer surveys. We then score each provider against our review standards for coverage, value, trustworthiness and transparency, availability, and customer service to arrive at a final score out of 100.
To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.