With Arizona’s hot climate, it’s important to maintain your air conditioning, refrigerator, and other systems and appliances. Luckily, a home warranty can help cover repair and replacement costs when covered systems or appliances break down from normal wear and tear.
To help you find the best home warranty for your home, the This Old House Reviews Team researched a variety of home warranty companies in Arizona and compared them on coverage, plans, and pricing. Here are our recommendations for the best home warranty companies in Phoenix.
Top 3 Home Warranty Companies in Phoenix
The highest-rated home warranty companies in Phoenix, AZ, include:
- American Home Shield: Best for Comprehensive Coverage
- Liberty Home Guard: Best Customer Ratings
- Cinch Home Services: Best Additional Perks
American Home Shield
With over 50 years of experience in the home warranty industry, American Home Shield (AHS) is our pick for the best overall home warranty provider in Phoenix. It provides three comprehensive coverage plans and covers damage that other companies don’t, including breakdowns resulting from improper repairs, insufficient maintenance, pre-existing conditions, rust, sediment, and corrosion.
American Home Shield offers three coverage plans: ShieldSilver, ShieldGold, and ShieldPlatinum. Compare all three plans below.
American Home Shield Plans
| Coverage | ShieldSilver | ShieldGold | ShieldPlatinum |
|---|---|---|---|
| Air conditioning | ✔ | ✔ | ✔ |
| Heating | ✔ | ✔ | ✔ |
| Ductwork | ✔ | ✔ | ✔ |
| Electrical system | ✔ | ✔ | ✔ |
| Doorbell | ✔ | ✔ | ✔ |
| Ceiling fans | ✔ | ✔ | ✔ |
| Garage door openers | ✔ | ✔ | ✔ |
| Plumbing | ✔ | ✔ | ✔ |
| Water heater | ✔ | ✔ | ✔ |
| Refrigerator | ✔ | ✔ | ✔ |
| Range/Cooktop | ✔ | ✔ | |
| Oven | ✔ | ✔ | |
| Dishwasher | ✔ | ✔ | |
| Built-in microwave | ✔ | ✔ | |
| Garbage disposal | ✔ | ✔ | |
| Hot/Cold water dispenser | ✔ | ✔ | |
| Washer/Dryer | ✔ | ✔ | |
| Roof leak repairs | ✔ | ||
| HVAC tune-up | ✔ | ||
| A/C refrigerant | ✔ | ||
| Code violations | ✔ | ||
| Permits | ✔ |
American Home Shield Prices
American Home Shield offers three service call fees: $75, $100, and $125. You can choose a service fee of $100 or $125 for a reduced monthly premium, or you can choose a lower service call fee for higher monthly plan prices. Compare AHS plan costs below with a $75 service call fee.
| Plan | Monthly Premium |
|---|---|
| ShieldSilver | $49.99 |
| ShieldGold | $59.99 |
| ShieldPlatinum | $74.99 |
Call American Home Shield at 844-529-9298 or fill out this simple online form to get a free quote.
Liberty Home Guard
Liberty Home Guard (LHG) has a responsive customer service department that makes the company one of the most trustworthy home warranty providers available. It typically sends a contractor out to your home within 24-48 hours of receiving a claim, and it has an online portal that allows customers to track service requests.
Liberty Home Guard offers three plans: Systems Guard, Appliance Guard, and Total Home Guard. The Systems Guard plan covers home systems, such as your air conditioning and plumbing, the Appliance Guard plan covers appliances, such as your washer and dryer, and the Total Home Guard plan covers a combination of systems and appliances. With all three plans, you can add on coverage for up to 30 items, including additional refrigerators and well or sump pumps.
Liberty Home Guard Plans
| Coverage | Systems Guard | Appliance Guard | Total Home Guard |
|---|---|---|---|
| Air conditioning | ✔ | ✔ | |
| Heating | ✔ | ✔ | |
| Ductwork | ✔ | ✔ | |
| Plumbing | ✔ | ✔ | |
| Electrical | ✔ | ✔ | |
| Water heater | ✔ | ✔ | |
| Washer/Dryer | ✔ | ✔ | |
| Refrigerator | ✔ | ✔ | |
| Built-in microwave | ✔ | ✔ | |
| Dishwasher | ✔ | ✔ | |
| Garbage disposal | ✔ | ✔ | |
| Range/Oven/Cooktop | ✔ | ✔ | |
| Ceiling/Exhaust fans | ✔ | ✔ | |
| Garage door openers | ✔ | ✔ |
Liberty Home Guard Prices
Liberty’s service call fee is the lowest on our list at $60—this is also lower than the industry average of $65-$125. For monthly plan prices, compare sample quotes from Liberty Home Guard below.
| Plan | Monthly Premium |
|---|---|
| Appliance Guard | $39.99 |
| Systems Guard | $49.99 |
| Total Home Guard | $59.99 |
Plan prices may vary based on the location and size of your home. Call Liberty Home Guard at 866-452-9107 or fill out this easy online form for a free estimate.
Cinch Home Services
Formerly known as Cross Country Home Services, Cinch Home Services offers three comprehensive coverage plans and three service call fees. In addition to the perks detailed below, you’ll receive a 180-day guarantee on all repairs—if a Cinch contractor’s repair work fails in the first six months, the company will send another technician to your home to fix it for free.
All three of Cinch’s plans come with water sensor coverage and air conditioning or water filter credits. Additionally, if you need to pay money toward your homeowners insurance deductible, you may be eligible for reimbursement with the Complete Home Plan.
Compare all three Cinch Home Services plans below.
Cinch Home Services Plans
| Coverage | Appliances | Built-In Systems | Complete Home |
|---|---|---|---|
| Washer/Dryer | ✔ | ✔ | |
| Cooktop | ✔ | ✔ | |
| Dishwasher | ✔ | ✔ | |
| Built-in food center | ✔ | ✔ | |
| Built-in microwave | ✔ | ✔ | |
| Freestanding ice maker | ✔ | ✔ | |
| Range/Exhaust hood | ✔ | ✔ | |
| Refrigerator | ✔ | ✔ | |
| Built-in trash compactor | ✔ | ✔ | |
| Oven | ✔ | ✔ | |
| AC and heating (including ductwork) | ✔ | ✔ | |
| Attic/Ceiling fans | ✔ | ✔ | |
| Central vacuum | ✔ | ✔ | |
| Doorbells | ✔ | ✔ | |
| Electrical system | ✔ | ✔ | |
| Garage door openers | ✔ | ✔ | |
| Garbage disposal | ✔ | ✔ | |
| Instant hot/cold water dispenser | ✔ | ✔ | |
| Plumbing | ✔ | ✔ | |
| Smoke detectors | ✔ | ✔ | |
| Sump pump | ✔ | ✔ | |
| Water heater | ✔ | ✔ | |
| Built-in jetted bathtub | ✔ | ✔ | |
| Insurance deductible reimbursement | ✔ |
Cinch Home Services Prices
Cinch allows you to choose between a service call fee of $100, $125, or $150. The higher your service call fee, the lower your monthly premium will be. Here’s a breakdown of Cinch’s service fees and monthly premiums.
| Plan | $100 Service Fee | $125 Service Fee | $150 Service Fee |
|---|---|---|---|
| Appliances | $45.00 | $52.00 | $62.00 |
| Built-In Systems | $40.00 | $46.00 | $56.00 |
| Complete Home | $35.00 | $40.00 | $50.00 |
Call Cinch Home Services at 844-979-0899 or fill out this simple online form to get a free quote.
What Does a Home Warranty in Phoenix Cover?
A Phoenix home warranty covers the cost to repair or replace major systems or appliances that break down over the course of normal use. Here’s a list of systems and appliances that are commonly covered under a home warranty:
- Air conditioning
- Heating
- Electrical
- Plumbing
- Ductwork
- Water heater
- Refrigerator
- Dishwasher
- Range/Oven
- Clothes washer
- Clothes dryer
- Ceiling fans
- Garage door openers
Benefits of a Home Warranty in Phoenix, AZ
Choosing a contractor can be stressful if you don’t have solid recommendations from friends and family. A home warranty removes the stress of finding a trusted contractor since most providers have a pre-vetted network of technicians to make repairs. Perhaps more importantly, a home warranty protects your budget by covering costly repairs when covered appliances or systems break down. If a covered item needs a repair, you only have to pay the cost of a small service fee to have it repaired, potentially saving you hundreds or thousands of dollars.
How Much Does a Home Warranty Cost in Phoenix?
According to Salary.com, the cost of living in Phoenix is about 5.1% higher than the national average. The national average for home warranty monthly premiums is $30 to $60, so prices in Phoenix will be in or slightly above the middle of that range. In general, service call fees cost between $65 and $125.
Our Conclusion
While we find American Home Shield to be the best home warranty company in Arizona, we recognize that its plans may not be right for every home or budget. Cinch Home Services for its homeownership perks and Liberty Home Guard for its responsive service.
We ultimately recommend getting a free quote from all three companies to compare coverage plans and pricing in your area.
Frequently Asked Questions
Our Rating Methodology
The This Old House Reviews Team backs up our home warranty ratings and recommendations with a detailed rating methodology to objectively score each provider. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts from each company, and conducting focus groups and consumer surveys. We then score each provider against our review standards for coverage, value, trustworthiness and transparency, availability, and customer service to arrive at a final score out of 100.
To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.