As someone who takes pride in their home, you may have chosen luxury appliances to meet your day-to-day needs. But even high-end appliances will eventually break down due to wear and tear or other common malfunctions. Do you know how to get quick, trustworthy service for your elegant cooktops, advanced dishwashers, and state-of-the-art garbage disposals?
Having a home warranty plan that assists with the repair and replacement of appliances can help you maintain your peace of mind if anything goes wrong. The This Old House Reviews Team has researched and rated some of the best home warranty companies in the nation. We then determined which providers offer the best protection for your high-end appliances.
4 Best Home Warranty Companies for High-End Appliances
Our Reviews Team has named the four following companies as the best home warranties for high-end appliances.
- American Home Shield: Best for Comprehensive Coverage
- Liberty Home Guard: Best Customer Ratings
- Select Home Warranty: Best Value
- First American Home Warranty: Best Appliance Coverage
American Home Shield
The company: American Home Shield (AHS) has been in the home warranty business since 1971, so you can expect a long track record of customer service and business knowledge. AHS is available in every state except Alaska and Hawaii.
Why it’s great for high-end appliances: AHS offers a generous $2,000 coverage cap per covered high-end appliance in the ShieldGold plan. AHS increases the appliance limit to $4,000 per appliance in its ShieldPlatinum plan. AHS customers can even cover multiple properties through their plans. AHS’ flexibility and ability to provide coverage across multiple appliances and locations make it ideal for owners of high-end appliances.
Plans and prices: AHS provides three plans: ShieldSilver™, ShieldGold™, and ShieldPlatinum™. You can choose between a $100 or $125 service fee. The higher the service fee, the lower the monthly premium. You also have the option to build your own plan.
American Home Shield Plans
| Plan | $100 Service Fee | $125 Service Fee |
|---|---|---|
| ShieldSilver | $39.99 | $29.99 |
| ShieldGold | $59.99 | $49.99 |
| ShieldPlatinum | $89.99 | $79.99 |
We encourage you to visit American Home Shield today to see what high-end appliances you can add to your home warranty plan.
Liberty Home Guard
The company: Liberty Home Guard (LHG) offers comprehensive home appliance and systems coverage. However, it offers individual pro-series appliance coverage as an add-on. It covers a total of seven pro-series appliances, ranging from high-end refrigerators to cooktops. Note that LHG is available in every state except Washington and Wisconsin.
Why it’s great for high-end appliances: LHG provides a $2,000 coverage cap per covered item. It also includes an extended 60-day workmanship guarantee per completed repair. That means Liberty Home Guard will repair your pro-series appliance again without charging you a service call fee if it breaks down within 60 days of it being fixed.
Plans and prices: Liberty Home Guard offers three plans: Appliance Guard, Systems Guard, and Total Home Guard. You can purchase pro-series appliance coverage in each plan. LHG prices its pro-series appliances from $9.99 to $24.99 per month.
Liberty Home Guard Plans
| Plan | Monthly Cost |
|---|---|
| Appliance Guard | $49.99 |
| Systems Guard | $54.99 |
| Total Home Guard | $59.99 |
We encourage you to visit Liberty Home Guard today to see what high-end appliances you can add to your home warranty plan.
Select Home Warranty
The company: Founded in 2012, Select Home Warranty is known for its unique offerings and low deductibles. In addition to providing free roof-leak coverage, which isn’t covered by most other home warranty companies, Select also offers a 30-day repair guarantee.
Why it’s great for high-end appliances: We placed Select at the bottom of this list due to its low $500 coverage cap per high-end appliance. That said, Select’s Platinum Care plan covers 17 appliances and systems, and customers have two days to file a claim for an item rather than the industry standard of one day. Through its add-ons, Select also provides coverage to more luxury appliances, such as a second refrigerator, stand-alone freezer, lawn sprinkler system, and an ice maker.
Plans and prices: Select Home Warranty provides three plans: Bronze Care, Gold Care, and Platinum Care. Select charges customers a small service fee of $60–$75. The fee will vary based on how you sign up for coverage. The lower service call fee is only available when you sign up over the phone.
Select Home Warranty Plans
| Plan | Monthly Cost |
|---|---|
| Bronze Care | $44.42 |
| Gold Care | $44.42 |
| Platinum Care | $47.75 |
We suggest you visit Select Home Warranty to learn how it can protect your high-end appliances. You can also call 888-370-3956 to request a free quote.
First American Home Warranty
The company: Established in 1984, First American Home Warranty (FAHW) has a long-standing reputation within the home warranty industry. It is an excellent choice for anyone looking to cover high-end appliances alongside standard home systems.
Why it’s great for high-end appliances: FAHW offers a few benefits that will be attractive to you for your high-end appliances. It offers a solid $3,500 limit on high-end appliances with its Starter and Essential plans. It increases its high-end appliance limit to $7,000 per appliance in the Premium Plan. The company offers a 30-day workmanship guarantee, provides additional coverage for up to three extra refrigerators, and allows you to choose your service call fee.
Plans and prices: First American offers three coverage plans, all of which cover high-end appliances. For added plan flexibility, First American provides a $75, $100, or $125 service call fee, which can lower your monthly premium if you select a higher service call fee.
First American Home Warranty Plans
| Plan | Monthly Cost |
|---|---|
| Starter Plan | $47.00–$62.00 |
| Essential Plan | $57.00–$72.00 |
| Premium Plan | $72.00–$87.00 |
We recommend that you learn what First American Home Warranty can do for you by getting a free estimate.
Why You Should Cover Your High-End Appliances
Buying a home warranty is a wise investment for any homeowner, but especially those who own high-end appliances. A home warranty can assist in providing coverage for expensive home items that homeowners insurance may not cover.
We recommend reading your service contract to see which of your luxury appliances can be added to your home warranty. Pay extra attention to the fine print regarding coverage caps, which may stipulate that high-end appliances are not subject to the same reimbursement rates as lower-end appliances. If your replacement exceeds the coverage cap or reimbursement rate determined by your provider, you will be responsible for the difference. You’ll want to confirm that the coverage caps on appliances make sense for your budget.
You are typically able to contact these companies 24/7 and access a specialized contractor who understands the advanced technology of your luxury appliance. Overall, home warranty coverage on your high-end appliances guarantees you receive the right service, at affordable prices, and with peace of mind that your provider will repair it quickly.
Our Rating Methodology
The This Old House Reviews Team backs up our home warranty ratings and recommendations with a detailed rating methodology to objectively score each provider. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts from each company, and conducting focus groups and consumer surveys. We then score each provider against our review standards for coverage, value, trustworthiness and transparency, availability, and customer service to arrive at a final score out of 100.
To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.